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How to tell
if you're in trouble... Page 2
continued
So, just how serious is your problem?
According to Debtors Anonymous (DA), most compulsive debtors will likely answer
yes to at least eight of the following 15 questions. Run through this simple questionnaire and see if you have a problem with
debt.
- Are your debts making your home life unhappy?
Does the pressure of your
debts distract you from your daily work?
Are your debts affecting
your reputation?
Do your debts cause you to
think less of yourself?
Have you ever given false
information in order to obtain credit?
Have you ever made
unrealistic promises to your creditors?
Does the pressure of your
debts make you careless of the welfare of
your family?
Do you ever fear that your
employer, family or friends will learn the extent of your total indebtedness?
When faced with a difficult
financial situation, does the prospect of borrowing give you an inordinate feeling of
relief?
Does the pressure of your
debts cause you to have difficulty in sleeping?
Has the pressure of your
debts ever caused you to consider getting drunk?
Have you ever borrowed money
without giving adequate consideration to the rate of interest you are required to pay?
Do you usually expect a
negative response when you are subject to a credit investigation?
Have you ever developed a
strict regimen for paying off your debts, only to break it under pressure?
Do you justify your debts by
telling yourself that you are superior to the "other" people, and when you get
your "break" you'll be out of debt overnight?
How is your score?
Again, if you answer yes to eight or more of these questions, you may be developing or
already have a serious problem with compulsive debt.
Debtors Anonymous (DA) is a non-profit organization that helps people get control of their
spending habits and debt. Their support program is similar to the 12-step program of
Alcoholics Anonymous. Debtors Anonymous is listed in most telephone directories and can be
reached at the following address:
Debtors Anonymous
General Service Office
PO Box 920888
Needham, MA 02492-0009
(781) 453-2743
(781) 453-2745 (FAX)
Credit and Debt Calculators:
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• Should I pay off debt or
invest in savings?
• What will it take to pay off my balance?
• Should I consolidate my
debts?
• How Much Am I Spending? |
