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 Credit and Debt :  Manage Debt

Don't Mall Yourself to Debt... Page 2

continued

Yes, free enterprise is alive and well in North America. Malls have a right to exist. People are free to shop where they want. But "Joe Citizen" must be aware, wary and use some common sense regards shopping. Planning a trip to the mall can be a draining experience on the pocket book for those who cannot afford to let hard earned money bleed from their bank account. Don't be mauled by the mall. With just a little planning, one can escape relatively unscathed from a trip to the nearest super-duper-one-stop-shopping-extravaganza.

  • Never shop when you are angry because you are buying to get even.

  • Never shop when you are sad because your better judgement is on hold while you work through your mood swing.

  • Never buy to impress.

  • Never buy when in a nostalgic mood.

  • Never buy to keep up with the Jones's.

  • Never shop as a recreation. There are beautiful FREE parks to use for recreation. Go for a walk on a heritage main street. Pursue a hobby. Do not spend your leisure time walking a mall. Always shop with a list and stick to it to avoid impulse shopping.

  • Never make the mall an entertainment destination for your young family. You are introducing them to "mall mentality" at a most impressionable age.

  • Never shop malls with older children who know you can't say no to their demands.

  • Only shop malls when it is necessary to purchase an item you NEED, and cannot get elsewhere. Shop from your list. Get in - and out quickly if you are at all prone to impulse shopping.


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