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Chip Off the Old Cheapskate... Page 2
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Toys provide a real minefield for the frugal
parent. Naturally we want the best possible playthings to help our children grow
intellectually. Who among us hasn't heard another parent proudly tell of the great
educational toy they just bought for junior in that new imported toy store in the mall.
Don't let them intimidate you. Stop and think for a minute. What makes a toy entertaining
to a toddler? It must engage their senses with a variety of sensations. Kids like
Tupperware because they come in a variety of shapes and colors. Their own imagination
supplies the rest.
It's often difficult to tell which specific toy will become a child's favorite. Often, the
most expensive, well advertised toys are the biggest flops. We're fortunate to have a
library that allows you to borrow toddler toys for two weeks at a time. That gives you a
chance to see if a toy has staying power with your explorer. If your library doesn't have
such a program, suggest one to them. In the meantime, work out temporary toy trades with
your friends. Or watch what your child plays with when you're visiting places that have
toys.
Garage sales are great for toy shopping. You'll find playground type toys, play houses and
just about anything that could show up at a kid's birthday party if you visit enough
garage sales. When you're choosing your sales, look for neighborhoods with above average
incomes. It's just good fishing. People who make more money spend more money on their
kids. When you shop, bring your kids along. Often a seller will see your tike enjoying a
toy and be more than generous in their pricing. In our area you'll find plenty of bargains
for less than 25% of retail.
There are some things where cost shouldn't be the major consideration. Regular day care
for instance. The safety of my children is too important to be governed by saving money.
Better to save it in other areas.
But, if you want an occasional night out with your spouse, there are ways so save money
without endangering your little pride and joy. Responsible baby-sitters can be expensive.
And there's only just so many times that you can ask Grandma to step in.
How about working out an arrangement with friends who have children on a similar age? We
were reluctant to take advantage of friends until we decided to 'keep score'. Now we trade
baby-sitting with them. Each child for one hour is equal to one point. While it may seem
silly to keep score, it solves the problem of one couple receiving much more than they're
giving. It also acts as an encourager for the family with 'hours in the bank' to go out
periodically. That's a good idea for all married couples!
One thing that your toddler needs costs nothing in terms of money, but is of inestimable
value. That's your time and love. It's probably impossible to invest too much love in your
children.
We all know of the kid who had too much stuff and turned into a spoiled brat. I can't
think of a single child who turned bad from receiving too much love. When you get right
down to it, I'll bet that your toddler would rather have you than any toy in the store.
Now that's a deal I couldn't pass up! Bet you can't either!
Gary Foreman edits The Dollar Stretcher
website. You'll find the web's largest collection of free money saving articles. There's
even a free weekly email newsletter. Visit Today!
Children Calculators:
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• How much will it cost to
raise a child?
• What's it worth to reduce
my spending?
• Should my spouse work too? |
