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 Money Matters :  Buying a Car

How to Buy a Good Used Car... Page 2

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3) Decide That You Want a "Problem Free" Car! When I made a list of attributes that I wanted my car to have, this was very important. I didn't want a car that I had to pay through the nose to maintain. This would defeat the purpose of buying a used car. So far, I have had to replace 2 tires and an alternator, which cost me about $300 -- not bad for a year's worth of maintenance on a used car.

4) Check the Newspaper, Credit Unions, Military Bases, Friends and Co-Workers! I highly recommend these avenues as ways to locate a good used car. I talked to all my friends and co-workers to let them know I was in the market for a used car and I got several leads. I also checked my credit union and went to nearby military bases to look at their "lemon lots" -- lots where soldiers who were soon leaving the area advertised their cars for sale. I finally got my car from a co-worker who was planning to sell his car. I had gotten a ride from him earlier that year and was impressed with the shape the car was in. Little did I know I would one day be its new owner!

5) When In Doubt, Have It Checked Out! It is always a great idea to have a mechanic check out the car that you decide to purchase. This can save time and money, well, you know, down the road. While a mechanic can give you a pretty good idea of just what shape your used car choice is in, she will not be able to detect all of the repairs that may arise in the future. However, she can certainly help you to know if you are buying a peach or a lemon.

6) Just the Facts! Will you make payments to the person who is to sell the car? What are the payment terms? Do you have any recourse if something happens to the car? Will the seller have any recourse if you do not live up to your agreement? It just makes good sense to sit down with the seller and make a list of your concerns about the purchase and sale of the auto. This will be your contract and in order to protect you both, its is best to get it all down in writing. WOMAN MOTORIST provides a copy of an agreement in the
Used Car Buying Guide.

7) Decide on a Good Mechanic! A mechanic can be your best friend or your worst enemy. Like friends, it is up to you to choose one carefully. Ask around. Friends will tell you about reliable mechanics that work on their cars. Go to one and ask questions. Observe how he or she responds to you, if they are friendly and know their business. The first mechanic I asked to look over my car seemed very friendly. He gave me a quote on repairs that totaled about $800.00. A real nice fellow, he didn't even charge me for the consultation. The second mechanic I visited told me that most of the repairs recommended by the first mechanic weren't even necessary. Which only goes to prove that one must be ever vigilant and prepared when dealing with repair facilities!



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